.mfo-pdn-hero {
    max-width: 760px;
    margin: 0 auto;
    padding: 48px 24px 30px;
    text-align: center;
}

.mfo-pdn-eyebrow {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.05em;
    color: #4a6fa5;
    background: #e8f0f8;
    padding: 6px 14px;
    border-radius: 999px;
    margin-bottom: 18px;
}

.mfo-pdn-hero-title {
    font-size: 34px;
    font-weight: 800;
    line-height: 1.3;
    color: #1a2540;
    margin: 0 0 16px;
}

.mfo-pdn-hero-subtitle {
    font-size: 15px;
    color: #5a6478;
    line-height: 1.6;
    max-width: 640px;
    margin: 0 auto;
}

.mfo-pdn-calc-wrap {
    max-width: 800px;
    margin: 0 auto 40px;
    background: #fff;
    border: 1px solid #e6eaf0;
    border-radius: 16px;
    padding: 30px;
    box-shadow: 0 4px 20px rgba(20, 30, 60, 0.06);
}

.mfo-pdn-calc-heading {
    font-size: 22px;
    font-weight: 800;
    color: #1a2540;
    margin: 0 0 8px;
    text-align: center;
}

.mfo-pdn-calc-text {
    font-size: 14px;
    color: #5a6478;
    text-align: center;
    margin: 0 0 22px;
}

.mfo-pdn-section {
    max-width: 800px;
    margin: 0 auto 36px;
    padding: 0 24px;
}

.mfo-pdn-section-heading {
    font-size: 24px;
    font-weight: 800;
    color: #1a2540;
    margin: 0 0 14px;
}

.mfo-pdn-section-text {
    font-size: 15px;
    color: #445;
    line-height: 1.6;
    margin: 0 0 14px;
}

.mfo-pdn-stat-row {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
    margin: 20px 0;
}

.mfo-pdn-stat {
    background: #f4f6fb;
    border-radius: 12px;
    padding: 18px;
    text-align: center;
}

.mfo-pdn-stat-num {
    font-size: 28px;
    font-weight: 800;
    color: #4a6fa5;
    margin-bottom: 6px;
}

.mfo-pdn-stat-label {
    font-size: 12px;
    color: #5a6478;
    line-height: 1.4;
}

/* --- Светофор по уровням ПДН --- */

.mfo-pdn-lights {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    margin-top: 20px;
}

.mfo-pdn-light {
    border-radius: 14px;
    padding: 22px;
    border: 1px solid;
}

.mfo-pdn-light--green {
    background: #f2f9f4;
    border-color: #cbe7d3;
}

.mfo-pdn-light--yellow {
    background: #fdf9ee;
    border-color: #ecdfb0;
}

.mfo-pdn-light--orange {
    background: #fdf1e8;
    border-color: #f0cca0;
}

.mfo-pdn-light--red {
    background: #fdecec;
    border-color: #f0b0b0;
}

.mfo-pdn-light-head {
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.02em;
    margin-bottom: 8px;
}

.mfo-pdn-light-title {
    font-size: 16px;
    font-weight: 700;
    color: #1a2540;
    margin: 0 0 8px;
}

.mfo-pdn-light-text {
    font-size: 13px;
    color: #445;
    line-height: 1.55;
    margin: 0;
}

/* --- Предупреждения-каллауты --- */

.mfo-pdn-callout {
    max-width: 800px;
    margin: 0 auto 36px;
    display: flex;
    gap: 16px;
    align-items: flex-start;
    background: #f4f6fb;
    border: 1px solid #e6eaf0;
    border-left: 4px solid #e0a03a;
    border-radius: 14px;
    padding: 22px 24px;
}

.mfo-pdn-callout--blue {
    border-left-color: #4a6fa5;
}

.mfo-pdn-callout-icon {
    flex: 0 0 auto;
    font-size: 24px;
}

.mfo-pdn-callout-title {
    font-size: 16px;
    font-weight: 700;
    color: #1a2540;
    margin: 0 0 8px;
}

.mfo-pdn-callout-text {
    font-size: 14px;
    color: #445;
    line-height: 1.6;
    margin: 0 0 10px;
}

.mfo-pdn-callout-link {
    font-size: 13px;
    font-weight: 700;
    color: #4a6fa5;
    text-decoration: none;
}

.mfo-pdn-callout-link:hover {
    text-decoration: underline;
}

/* --- Шаги --- */

.mfo-pdn-steps {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.mfo-pdn-step {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    background: #fff;
    border: 1px solid #e6eaf0;
    border-radius: 12px;
    padding: 16px 18px;
}

.mfo-pdn-step-num {
    flex: 0 0 auto;
    width: 30px;
    height: 30px;
    border-radius: 9px;
    background: #4a6fa5;
    color: #fff;
    font-weight: 800;
    font-size: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.mfo-pdn-step-text {
    font-size: 14px;
    color: #33415a;
    line-height: 1.6;
    padding-top: 4px;
}

/* --- Две карточки: рефинансирование / банкротство --- */

.mfo-pdn-twocol {
    max-width: 800px;
    margin: 0 auto 36px;
    padding: 0 24px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
}

.mfo-pdn-card {
    background: #fff;
    border: 1px solid #e6eaf0;
    border-radius: 14px;
    padding: 24px;
}

.mfo-pdn-card-icon {
    font-size: 26px;
    margin-bottom: 10px;
}

.mfo-pdn-card-title {
    font-size: 17px;
    font-weight: 800;
    color: #1a2540;
    margin: 0 0 10px;
}

.mfo-pdn-card-text {
    font-size: 13px;
    color: #5a6478;
    line-height: 1.55;
    margin: 0 0 10px;
}

/* --- Опрос --- */

.mfo-pdn-poll-wrap {
    max-width: 800px;
    margin: 0 auto 40px;
    padding: 0 24px;
}

/* --- FAQ --- */

.mfo-pdn-faq {
    max-width: 800px;
    margin: 0 auto 50px;
    padding: 0 24px;
}

.mfo-pdn-faq-heading {
    font-size: 24px;
    font-weight: 800;
    color: #1a2540;
    margin: 0 0 18px;
}

.mfo-pdn-faq-item {
    background: #fff;
    border: 1px solid #e6eaf0;
    border-radius: 12px;
    padding: 18px 20px;
    margin-bottom: 10px;
}

.mfo-pdn-faq-q {
    font-size: 15px;
    font-weight: 700;
    color: #1a2540;
    margin-bottom: 8px;
}

.mfo-pdn-faq-a {
    font-size: 14px;
    color: #5a6478;
    line-height: 1.6;
}

@media screen and (max-width: 700px) {
    .mfo-pdn-hero-title {
        font-size: 26px;
    }
    .mfo-pdn-stat-row {
        grid-template-columns: 1fr;
    }
    .mfo-pdn-lights {
        grid-template-columns: 1fr;
    }
    .mfo-pdn-twocol {
        grid-template-columns: 1fr;
    }
}